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What is Help to Buy (Scotland)?

The Help to Buy (Scotland) scheme helps buyers to buy a new build home from a participating home builder without having to fund all of the purchase price.




How Help to Buy Scotland works: 

Help To Buy Diagram

+ The Government will lend you up to 15% of the value of your home via an equity loan 

+ You may only need to secure up to an 80% Mortgage

+ You will only need a minimum 5% deposit to buy a new home in Scotland worth up to £200,000

+ The Help to Buy equity loan can be repaid at any time or on the sale of your home


If you are interested in the scheme, what should you do? 

Baillie & Baillie will put you in touch with our Independent Financial Advisor who will advise you if you are eligible for this scheme, and also assist you with your application to the agent administering the scheme on behalf of the Scottish Government.

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